:root{--blue:#143d73;--navy:#0b2545;--gold:#d6a73a;--light:#f5f8fc;--text:#1b2733;--muted:#5e6b78;--white:#fff;--border:#d9e2ec}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);line-height:1.65;background:#fff}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}.topbar{background:var(--navy);color:#fff;font-size:.92rem}.topbar .wrap{display:flex;justify-content:space-between;gap:1rem;align-items:center;padding:.55rem 1rem}.wrap{max-width:1180px;margin:auto;padding:0 1rem}.header{background:#fff;border-bottom:1px solid var(--border);position:sticky;top:0;z-index:20}.nav{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1rem}.logo{font-weight:800;font-size:1.55rem;color:var(--navy);letter-spacing:.3px}.logo span{color:var(--gold)}.menu{display:flex;gap:1rem;flex-wrap:wrap;align-items:center}.menu a{color:var(--navy);font-weight:700;font-size:.95rem}.btn{display:inline-block;background:var(--gold);color:#111!important;padding:.75rem 1.05rem;border-radius:6px;font-weight:800}.btn.secondary{background:var(--blue);color:#fff!important}.hero{background:linear-gradient(110deg,rgba(11,37,69,.95),rgba(20,61,115,.88)),url('../images/hero.svg');background-size:cover;color:#fff;padding:5.2rem 0}.hero h1{font-size:clamp(2.2rem,4vw,4.2rem);line-height:1.08;margin:0 0 1rem}.hero p{font-size:1.18rem;max-width:760px}.grid{display:grid;gap:1.25rem}.grid.three{grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}.grid.two{grid-template-columns:repeat(auto-fit,minmax(310px,1fr))}.section{padding:3.6rem 0}.section.alt{background:var(--light)}h1,h2,h3{line-height:1.2;color:var(--navy)}h2{font-size:2rem;margin:0 0 1rem}.card{background:#fff;border:1px solid var(--border);border-radius:12px;padding:1.35rem;box-shadow:0 8px 28px rgba(11,37,69,.06)}.card h3{margin-top:0}.pill{display:inline-block;background:#eaf1f8;color:var(--blue);padding:.25rem .55rem;border-radius:999px;font-size:.78rem;font-weight:800;margin:.12rem}.cta{background:var(--navy);color:#fff;border-radius:18px;padding:2rem}.cta h2,.cta h3{color:#fff}.breadcrumb{font-size:.9rem;margin:1.2rem 0;color:var(--muted)}.content{max-width:900px}.content p{margin:0 0 1.05rem}.list-cols{columns:3;column-gap:2rem}.list-cols a{display:block;break-inside:avoid;margin:.25rem 0}.footer{background:#071b33;color:#dbe7f3;padding:3rem 0 1rem}.footer h3{color:#fff}.footer a{color:#dbe7f3}.footer .small{border-top:1px solid rgba(255,255,255,.18);margin-top:2rem;padding-top:1rem;font-size:.9rem}.notice{background:#fff8e6;border-left:5px solid var(--gold);padding:1rem;border-radius:6px}form{display:grid;gap:.8rem}input,textarea,select{width:100%;padding:.85rem;border:1px solid var(--border);border-radius:6px;font:inherit}button{border:0;cursor:pointer}.mobile-note{display:none}@media(max-width:760px){.topbar .wrap,.nav{display:block}.menu{margin-top:.8rem}.hero{padding:3.5rem 0}.list-cols{columns:1}.mobile-note{display:block}}